Executive – SME Recoveries

Job description
Executive – SME Recoveries

The job holder is responsible in drafting of Reschedulement papers in the SME – S stage 3 portfolio and to maximize recoveries / maintain the ratios as per the Bank’s budgets / KPIs.

The Job:

· Responsible for evaluation and drafting of rescheduling proposals of stage 3 SME S clients in all regions

· Work closely with the respective Business Banking RM, Credit Officers and RRO’s to understand the facility history to be incorporated to the papers

· Be able to handle a large volume of Board Papers during a month in supporting the Recoveries Teams to negotiate/ maximize NPL recoveries

· Possess a very high standard of proficiency in business writing to ensure accuracy of information provided (content/figures) on the Reschedulement Papers to enable correct decision making

· Responsible in Identifying problematic cases proactively and provide amicable settlements options to avoid litigation time/cost

· Ensure high levels of customer service orientation and application of bank’s policy

· To profile customers & develop an effective recovery/collection strategy

The Person:

· Full or part professional qualifications in the field of Banking or Diploma in Credit Management

· Minimum 5 years’ of overall banking experience out of which 3 years should be in lending units (Wholesale Banking/Business Banking, Credit etc.) with sound knowledge in credit evaluation, financial analysis and report writing

· Demonstrate strong business acumen

· Possess excellent business writing skills and ability to pay attention to detail and be accurate

· Possess good analytical skills

· Possess excellent interpersonal and communication skills

· Be a good team player with the ability to work under pressure